We’re Here
to Help

Sorting through financial questions and changes in our lives can be frustrating at times.
The good news is you have a friend at the bank that can help guide you in finding solutions.

Personal Banking

Our top priority is building personal relationships that can last a lifetime. Count on us to provide individual attention and competitive products such as checking accounts, online banking, mortgages, loans, ATMs, safe deposit boxes and more!

Business Banking

Your business is like no other. You run your business on your terms and get it done your way. So, we tailor our services to reflect your business “personality.” We act as a working partner to keep your business running smoothly regardless of economic conditions.

Online Banking

Online banking offers a convenient way for you to securely access your State Bank of Pearl City accounts. Make payments, check your balance or make transfers through our bank website – anytime, anywhere you go! Sign up and log on today!

Security Fraud Protection

Preventing fraud is a top priority at The State Bank of Pearl City and the Mount Carroll Banking Center, ensuring the quality, safety and integrity of your personal accounts. Become educated in the steps to avoid fraud schemes. Take action to keep yourself protected.

Mobile App

Our exciting new mobile app puts convenient banking in the palm of your hand. Securely check balances, review transactions and statements, transfer funds, pay bills and more! Download it today from the App Store or Google Play.


Who We Are

At the State Bank of Pearl City and Mount Carroll Banking Center, we’re more than just your local bank – we’re rooted as a part of our communities.

Since 1945, we’ve grown together in a cooperative unity of families, businesses, farms, schools, churches and civic organizations.

It’s our passion to offer products and services to you at the level of much larger banks, and still do it with a smile and a hometown touch.

What we do… is all about you!

  • Dedicated Team
  • Friendly Bankers
  • Personal Service
Years of Experiences
Banking Options
Convenient Locations
Profesional Bankers

Latest News

Meet Our Team






Scott H. Helms

President and CEO





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