Business Banking


Your business is like no other. You run your business on your terms and get it done your way. We tailor our services to reflect your business “personality.” The State Bank of Pearl City acts as a working partner to keep your business running smoothly regardless of economic conditions.

You need practical solutions to your financial questions regardless of the size of your business or its category. Our experienced lenders at our Pearl City offices and the Mt. Carroll Banking Center are ready to find practical solutions to your toughest financial questions.

The key is communication. An in-depth discussion with one of our business specialists helps us understand the breadth and scope of your questions or concerns. You set the course for your business destination… we can help put wind in your sails. Let’s talk.

Business Checking

A business checking account at State Bank of Pearl City allows your company to keep accurate records of transactions completely separate from your personal finances. It also makes it easier for you or your accountant to deduct business expenses for taxes and other legal requirements.

Our goal is to provide the kind of business checking accounts that can help make your banking easier and more affordable. For example:

  • No fees or services charges.
  • Online banking.
  • Business debit cards.
  • Month-end statements.

Business and Agri-Business Loans

The State Bank of Pearl City fully understands our local market and the challenges it presents to businesses – in whatever current economic conditions. For over 70 years we’ve served our local business community with loans to help increase working capital and lines of credit, maintain operating cash flow, expand building and equipment investments, or for whatever unexpected need may arise.

Because we underwrite all of our business and agri-business loans, you don’t have to wait several days or weeks for your loan application to be handled by some out-of-town processing center. We take pride in making fast, local decisions on your application. Our success depends on your success. We’re an equal opportunity lender. What we do… is all about you!