Security

Security

Preventing fraud is a top priority at The State Bank of Pearl City and the Mount Carroll Banking Center, ensuring the quality, safety and the integrity of your personal accounts. Become educated in the steps to avoid fraud schemes. Take action to keep yourself protected.

The State Bank of Pearl City website, including Online Banking, is protected by advanced security technology to provide account privacy and prevention of identity theft.

www.sans.org

 
 

Protecting Yourself

Helpful Tips: There is no foolproof way to completely avoid identity theft and online fraud, but there are steps to help reduce risk:

  • Read your bills to see if there is anything you didn’t buy.
  • Watch your bank account for withdrawals you didn’t make.
  • Check your mail for bills you didn’t know about.
  • Get your FREE credit report every 12 months to check accounts you don’t recognize or to correct errors at TransUnion, Experian or Equifax
  • Protect yourself by being careful with your wallet, credit or debit cards and don’t tell people your PIN number.
  • When shopping online, use passwords no one can guess.
  • Use secure websites that start with “https”.
  • Do not enter personal information on your laptop or mobile devices in public spaces. Have security software in your own computer.
  • A general source for information on identity Theft: “What it is, What to Know and What to Do”, visit consumer.gov

Note: Be assured that The State Bank of Pearl City or Mount Carroll Banking Center will NEVER send you an email, text, message or phone call asking for sensitive information of any kind.

Identity Theft

The Federal Trade Commission cautions that identity theft is a serious crime that happens when someone uses information about you without your permission.

They could use your:

  • Name and address
  • Credit card or bank account numbers
  • Social Security number
  • Medical insurance account numbers

Unfortunately, you will be responsible for what the thief does with your personal information. You might have to pay for what the thief buys using your credit card or opening an account in your name. The thief may steal your mail, trick you into sending information by email, steal account numbers from a business or medical office or steal your wallet.

Tips: There is no foolproof way to completely avoid identity theft, but there are steps to help reduce risk:

  • Read your bills to see if there is anything you didn’t buy. Watch your bank account for withdrawals you didn’t make. Check your mail for bills you didn’t know about. Get your credit report to check accounts you don’t recognize. Visit TransUnion to learn more.
  • Protect yourself by being careful with your wallet, credit or debit cards and don’t tell people your PIN number. When shopping online, use passwords no one can guess, use secure websites that start with “https”. Do not enter personal information on your laptop or mobile devices in public spaces. Have security software in your own computer.
  • A general source for information on Identity Theft: “What it is, What to Know and What to Do”, visit consumer.gov